1. Stay within your budget- Buy a home well within your means and ensure that you can afford it even during lapses in employment that you may experience. 2. Be aware of maintenance- If you are concerned about lawn care and other exterior maintenance, you may want to
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4 Elements Of Moving Quotes
Non-binding VS. binding: Some companies offer rates that are based on a pre-estimated weight, also known as a non-binding estimate. You could end up paying less in the event that the move weighs less than the estimate stated. Other moving companies may offer a rate based on an estimate, however
Continue readingWhat are Comps?
Comps, or comparable sales, are homes in the same area and very similar in size, condition, and features, as the home you are attempting to buy or sell. Location is the most important: The market is based on location, so when trying to determine the value of a home it’s
Continue readingTips To Win A Bidding War
Speak with a lender beforehand: Many homebuyers speak with a lender while they begin their home search. Instead of doing these things simultaneously, it’s best to meet with a lender, choose a loan, and obtain a pre-approval letter before looking at homes so that when you find your dream home,
Continue readingWays To Quickly Raise Your Credit Score
The first step to improving your credit score is to know what your score is. The three major credit bureaus are required to provide a free copy of your report every year, so go to www.AnnualCreditReport.com to request a free report every 4 months. Correct errors: Go over your report and
Continue readingCan You Finance A Home After A Short Sale?
Are you thinking of financing a home this year? Have you been through a short sale? Pay close attention to your credit report; it can make or break your new mortgage. Lenders are required to accurately report the true circumstances surrounding
Continue readingAll About Closing Costs
Closing costs are the fees which are charged by lenders and third parties related to the purchase of a home. What exactly makes up closing costs? Below is a break down of the different components: Escrow/Attorney Fees: Some states require third party escrow companies handle real estate closings while others
Continue reading4 Things You Need Before Buying A Home
Emergency fund: An emergency fund saved up to cover unexpected costs is very important as a homeowner. Enough cash to cover 3-6 months of living expenses is ideal. This way, if your income is interrupted for any reason or unexpected expenses arise, you have enough money to still make mortgage
Continue readingWhy Your Home Might Be Causing Your Bad Mood
No potted plants: Green leaves breathe life into your home and purify the air (indoor air can be up to five times more polluted than outdoor air) and have been known to reduce stress levels. Try potting a Prayer Plant, Kalanchoe, a Ponytail Palm or a Philodendron. Your only light source
Continue readingFirst Time Home Buyer Guide
Determine Your Need: Make sure you are buying a home for the right reasons. Think about your future goals and family plans; do you plan on marrying and starting a family? Is your job stable or do you plan on making a big change in the near future? These are
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