Once you are preapproved you can still lose your loan. The buying of your home is something you do not want to jeopardize. Your lender is looking closely at certain numbers, check out these 4 tips to make sure your loan goes through! Don’t use your credit cards past 30% of your available
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Things To Know Before Getting Your First Mortgage
Before getting your first mortgage, there are some things that would help to make sure the process runs smoothly. Taking steps beforehand can ensure that when you are ready for your first mortgage, your finances will be in order also. Meet with a mortgage officer before looking at homes: Meeting with
Continue readingTips To Move Like A Pro
Each and every day, an estimated 130,000 Americans move into a new home (U.S. Census Bureau) and many of them are moving their possessions themselves. Here are some tips to move like a pro some common items: China: Use clean paper to wrap each piece individually then bundle the China
Continue readingTop 10 Features For New Homes
Realtor Mag Popular Features For New Homes Walk-in closet in master bedroom Laundry room Low-e windows Guest room Energy-star rated appliances 9-foot ceiling or more on the first floor Energy-star rated windows Programmable thermostat Two-car garage Granite countertops in the kitchen Least Likely Features For New Homes Outdoor kitchen (cooking,
Continue readingWhat Are The Most Germ Ridden Spots In Your Home?
houselogic Kitchen sponge or dishcloth: Bacteria love to grow on these items and the worst part is that when kitchen surfaces are wiped down, the bacteria is able to spread all over. To avoid this germ infestation, replace your sponges regularly and either run them through the dishwasher on the
Continue readingWhat’s Better-An Open Or Closed Kitchen?
House Logic Open kitchen pros Brings the family together by integrating meal prep with other activities such as watching T.V. in the family room Allows guests into the center of the home and makes conversation between guests and the home cook easier Gets rid of walls that reduce natural light
Continue reading5 Smart Homebuyer Strategies
Be specific: Let your Realtor know exactly what is most important to you in a home so that you don’t waste your time seeing homes that don’t fit your criteria. Once you find the home that you love, submit a letter along with the offer letting the seller know what you
Continue readingOverlooked Tips For First Time Buyers
Think re-sale: When buying your first home, you may know going into it that you plan on expanding your family or taking care of elderly relatives in the future so you may be planning to stay in the home for just a few years. In that case, consider the location
Continue readingThings You Have Wrong About Green Homes
Green homes are expensive: Eco friendly homes are available for a wide range of prices such as green prefabs for less than $150,000 to urban eco friendly condos for $690,000 or more. Green homes come in different types, prices, and sizes. Green homes look strange: Green homes don’t just look like
Continue readingWhat Do You Need To Apply For A Mortgage?
Full tax returns from the past two years. You can request copies by filling out the form “Request for Copy or Transcript of Tax Form” from the IRS. Two most recent pay stubs from your employer. If you haven’t saved them, you can request them from the human resources
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