Flickr High debt ratio: Even if you have a stellar credit score and lot’s of money in the bank, a high debt ratio is a problem when trying to get a mortgage. If your housing payments and your credit obligations are greater than 45% of your monthly income, it
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5 Steps To A Clutter-Free Home After Moving
Flickr Get rid of clutter while packing and unpacking: As you pack/unpack and go through your belongings, you will find items that you no longer want and/or need. Take the opportunity to get rid of those items before you move; you can donate them or host a yard sale. This
Continue readingNew Year’s Resolution: Saving For A House
Realtor Mag Freedigitalphotos.net For many of us, starting a new year means setting goals to achieve in the coming months. For some of us, one of these goals may be saving for a home. How long does it take to save?: 37% of recent home buyers said it took them 6
Continue readingHomes Of The Near Future
House Logic Flickr There are 4 trends which are gaining popularity which seem to point to home features
Continue readingWhat Do Homebuyers Want?
Chicago Agent Flickr According to a recent study conducted by the National Association of Realtors, a person’s gender and relationship status greatly influences what home features are important to them. 42% of married couples rated walk-in closets as very important in a home, and surprisingly 38% of single men rated
Continue readingHow To Obtain A Mortgage With Better Terms
The Herald-News Home life Flickr.com Credit issues: Many consumers may have bad credit and not even realize it due to errors on their credit report. It’s vital to get a copy of your credit report and to go over it carefully, ensuring that any errors found are reported and fixed. If
Continue readingShopping For A Home In The Winter
Flickr.com Although this weather can be treacherous and the thought of house shopping during the winter can be daunting, there are some benefits to finding your abode this season! There are usually fewer buyers in the winter which can mean less competition for you Lenders usually have fewer loans to process and
Continue reading10 Helpful Hints For Moving With Pets
realtormag Freedigitalphotos.net Moving day is very busy with a lot on the To Do List, but don’t forget your pet! There are a few things you can do to make the move go well for your canine friend: Make sure your pet’s tag is current: Your pet’s ID tag
Continue readingSigns You Are Buying In The Right Neighborhood
Freedigitalphotos.net It meets points on your neighborhood checklist You hear good things about the area and like what you see when spending time in the neighborhood and visiting surrounding businesses You see signs of home improvement such as nice landscaping, fences, decks, patios, etc. Home improvement efforts are usually indicative
Continue readingIkea Study
houselogic Freerangestock.com The huge Swedish retailer studied 4,000 US consumers, both male and female heads of household, between the ages of 25-54, to find out what matters most in a home. Here are a few things they found: Comfort: 95% want their home to be comfortable-not just with cushy furniture but
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