Speak with a lender beforehand: Many homebuyers speak with a lender while they begin their home search. Instead of doing these things simultaneously, it’s best to meet with a lender, choose a loan, and obtain a pre-approval letter before looking at homes so that when you find your dream home,
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Can You Finance A Home After A Short Sale?
Are you thinking of financing a home this year? Have you been through a short sale? Pay close attention to your credit report; it can make or break your new mortgage. Lenders are required to accurately report the true circumstances surrounding
Continue readingAll About Closing Costs
Closing costs are the fees which are charged by lenders and third parties related to the purchase of a home. What exactly makes up closing costs? Below is a break down of the different components: Escrow/Attorney Fees: Some states require third party escrow companies handle real estate closings while others
Continue readingAre You A First Time Home Buyer?
4 Things You Should Do To Prepare To Buy Your First Home Determine how much you can borrow: Meet with a mortgage lender and go over your financial history which will allow you to find out what your house budget should be, how much money you will need to put down,
Continue reading5 Tips For Buying Your First Home
1. Go shopping for a loan: Be sure to check with at least three different lenders. Don’t get into a loan unless you are comfortable with sticking with the terms for at least 3 years. Also, be sure to compare the same types of loans between lenders so you are getting
Continue reading5 Reasons To Buy A House In The Next 4 Months
Flickr.com Home prices are climbing but not at the highs of a few years ago: Although home prices are rising from the lows of 2008, they are still not as high as the 2006 market. A market in recovery can mean significant appreciation over the next few years for homebuyers making
Continue readingTips For Moving With Pets
Redfin Freedigitalphotos.net Traveling By Car Before making the move, have new dog tags made with your new address and your phone number and email address. Keep both the new tags and the old tags with you during the move and make sure you have a recent picture of your pet
Continue reading5 Tips For Single Homebuyers
Freerangestock.com 1. Stay within your budget- Buy a home well within your means and ensure that you can afford it even during lapses in employment that you may experience. 2. Be aware of maintenance- If you are concerned about lawn care and other exterior maintenance, you may want to lean towards a
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