4 Things You Should Do To Prepare To Buy Your First Home
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- Determine how much you can borrow: Meet with a mortgage lender and go over your financial history which will allow you to find out what your house budget should be, how much money you will need to put down, and what your monthly payment will be like. Going over your financial history is also a great time to discover any errors in your reports that need to be disputed and corrected.
- Figure out where you want to be: Think about what type of neighborhood/town you want to live in. Do you want to live in a more rural setting or are you looking for something more densely populated with lot’s of restaurants, shopping, etc? Once you know your home budget, that can make determining your location easier and make pinpointing potential houses go more smoothly.
- Discover the hidden housing market: Dawn is an expert in the housing market, specifically in the Kendall, Will, and DuPage County markets. You need an experienced and knowledgeable agent who will know about not only the houses listed for sale, but also those that are not listed yet, called off market listings.
- Do your research: Looking at houses online is a great place to start and will help you to discover exactly what you may be looking for in a home as well as what your money can buy you in the market you are looking in.