Buying in the right neighborhood means it meets points on your checklist You hear good things about the area and like what you see when spending time in the neighborhood and visiting surrounding businesses You see signs of home improvement such as nice landscaping, fences, decks, patios, etc. Home
Continue readingTag: home buying
Single Homebuyers-5 Tips For Home Shopping
Single homebuyers should keep these few things in mind when searching for a home: 1. Stay within your budget- Buy a home well within your means and ensure that you can afford it even during lapses in employment that you may experience. 2. Be aware of maintenance- If you are concerned about
Continue readingReasons To Own A Home
Reasons to own a home a numerous, including financial benefits as well as security. These are just a few of the many reasons it makes sense to buy a home: Building equity: When you rent, that is money spent that you will not see benefits to down the line. When
Continue readingMortgage Preapproval-What Do You Need?
Mortgage preapproval is very important when house hunting because it shows the sellers that you are actually able to purchase their home. There are several documents that are needed in order to be preapproved-here is a list of what you will need: The last two years of W-2 forms Documents
Continue readingRenting VS Owning-Which One Is Best?
Are you debating the pros and cons of renting vs owning? Going from renting to owning can make a lot of sense considering that renting is essentially paying off someone else’s mortgage while buying builds equity and allows homeowners to take advantage of many tax benefits. One of the first things
Continue readingHow To Ensure Happy House Hunting
Happy house hunting can be achieved by keeping just a few tips in mind. With a good Realtor by your side, finding a home can be exciting instead of stressful. Happy house hunting tips Before going out to search for a dream home, it’s important to do some research and
Continue reading5 Bad Financial Habits To Break
Paying bills late: Late penalties can make up about 10-15% of your monthly bill. If you are frequently paying your bills late, that means you could be paying about 10% more on bills per year than you should be. If you are almost always paying some bills late, such as
Continue readingWhat Do You Need To Apply For A Mortgage?
Full tax returns from the past two years. You can request copies by filling out the form “Request for Copy or Transcript of Tax Form” from the IRS. Two most recent pay stubs from your employer. If you haven’t saved them, you can request them from the human resources
Continue reading4 Elements Of Moving Quotes
Non-binding VS. binding: Some companies offer rates that are based on a pre-estimated weight, also known as a non-binding estimate. You could end up paying less in the event that the move weighs less than the estimate stated. Other moving companies may offer a rate based on an estimate, however
Continue readingWhat are Comps?
Comps, or comparable sales, are homes in the same area and very similar in size, condition, and features, as the home you are attempting to buy or sell. Location is the most important: The market is based on location, so when trying to determine the value of a home it’s
Continue reading