Paying bills late: Late penalties can make up about 10-15% of your monthly bill. If you are frequently paying your bills late, that means you could be paying about 10% more on bills per year than you should be. If you are almost always paying some bills late, such as
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5 Tips For Buying Your First Home
1. Go shopping for a loan: Be sure to check with at least three different lenders. Don’t get into a loan unless you are comfortable with sticking with the terms for at least 3 years. Also, be sure to compare the same types of loans between lenders so you are getting
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