houselogic Add molding: Crown molding and chair rails can make a room look more polished and can give a space a more expensive look. There are hundreds of options for molding and it can be made to look simple or more detailed. There are even options for using flexible materials such
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Credit Score Upkeep
Credit score upkeep is vital to maintaining a positive financial outlook. There are a few things that can be done to make it easier to keep on top of your credit. Putting a spending alert on your credit cards can let you know when you are approaching using 30% of your
Continue reading15 Year Mortgages-Are They Worth It?
Are 15 year mortgages a good option? Many homeowners are refinancing their home loans to take advantage of lower interest rates and some are going to 15 year mortgages to pay off their loans faster. A 15 year loan often comes with a lower interest rate but a higher monthly
Continue readingImproving Credit Scores
Credit scores are very important regarding obtaining loans and getting the best interest rate possible. Is your score lower than you would like? Do you think it’s nearly impossible to improve your score? Think again! Here a just a few ways to get your score to where you want it
Continue reading4 Things To Stop Doing As Soon As You’re Preapproved
Once you are preapproved you can still lose your loan. The buying of your home is something you do not want to jeopardize. Your lender is looking closely at certain numbers, check out these 4 tips to make sure your loan goes through! Don’t use your credit cards past 30% of your available
Continue readingShould You Refinance?
Benefits of refinancing Paying off your mortgage early: For example, if you go from a 30 year loan to a 15 year loan without a big increase in your monthly payment, you could save thousands of dollars in interest while quickly increasing the equity in your home. Increase cash flow: Obtaining a
Continue readingTop Home Improvement Projects For Your Dollar
HouseLogic When doing a home remodeling project, you want to keep in mind how much return you will get on your investment if you think you may be selling your home in the future. Replacing the front door (steel) 97.2% Return on Investment (ROI) Adding fiber-cement siding 83.8% ROI Minor
Continue readingThings To Know Before Getting Your First Mortgage
Before getting your first mortgage, there are some things that would help to make sure the process runs smoothly. Taking steps beforehand can ensure that when you are ready for your first mortgage, your finances will be in order also. Meet with a mortgage officer before looking at homes: Meeting with
Continue readingHow Long Does It Really Take To Increase Your Credit Score?
Trulia The amount of time it takes to raise your credit score can vary, although many of these tips can affect your score within 30-60 days. Obtain a copy of your credit report and look for errors: The FTC estimates that 1 out of 5 consumers have a mistake on
Continue readingGetting A Mortgage After A Divorce
You may want to take your name or your ex’s name off the mortgage: If you’d like to buy a home and your ex is living in the home you co-own, then your ex should try to refinance in his or her name. Doing this will decrease the debt in your
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