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- Determine Your Need: Make sure you are buying a home for the right reasons. Think about your future goals and family plans; do you plan on marrying and starting a family? Is your job stable or do you plan on making a big change in the near future? These are all important factors to consider when going through the process of buying a home.
- Do The Math: Think about what kind of down payment you will be able to put down as well as closing costs including taxes and property insurance. Do your research and look into property taxes for areas that you like and shop around for home insurance rates.
- Be Prepared: Having necessary documents ready to go will make the closing process go smoothly. In most cases, you will need a government issued ID, credit report (these can be obtained for free every year), verification form from your employer, W-2 forms, federal tax returns, and bank and asset statements.
- Search The Inventory: A house is most likely the largest investment that you will ever make in your life so look around. Being a qualified Realtor, I am able to show you available inventory in any given area and can guide you in the process of determining what home is right for you.