Mold: It’s very important to take care of any mold issues that may be present. Surface mold should be cleaned up quickly to avoid a larger problem from occurring. If you suspect that there is a large mold problem, DIY mold testing kits are available at your local home
Continue readingMonth: April 2016
What Every Homeowner Needs To Know About Home Insurance
What it covers: An average policy will pay for damage to your property and possessions due to certain storms, fire, theft, or vandalism. Similar to renter’s insurance, it can also provide liability coverage if someone gets injured on your property and decides to sue. Your policy also covers shelter costs
Continue readingWhy Hire An Agent?
Education and experience Agents are buffers: If you are buying a home, they will keep builder’s agents at bay and if you are selling your home, they will filter through the spam and get serious buyers to make an offer. Neighborhood knowledge: Agents know the inside scoop on neighborhoods, including school
Continue readingLandscaping Secrets
Evergreens: These trees are a great choice because they don’t lose their leaves or needles so they provide a splash of color all year round. They are also great for providing privacy in your yard as well. Pathways: Do you have a trail of trampled and dead grass going from your
Continue reading3 Annoying Mortgage Hurdles And How To Get Over Them
High debt ratio: Even if you have a stellar credit score and lot’s of money in the bank, a high debt ratio is a problem when trying to get a mortgage. If your housing payments and your credit obligations are greater than 45% of your monthly income, it will be
Continue reading6 Ideas On How To Cut Moving Costs
Moving costs can add up, but there are simple ways to reduce your moving related expenses: 1. Make the move on your own: Instead of hiring a professional moving service, it is more cost effective to rent a truck and move things yourself instead. If you aren’t up for
Continue readingDIY Safety
Power tool safety: Never leave a power pool unattended while it’s active and unplug all tools (keeping cords out of children’s reach) when finished. Electrical cords should always be kept away from sharp edges, oil, and heat. Dress appropriately: Don’t wear jewelry or loose fitting clothing while working and wear goggles
Continue readingCredit Scores
Your credit score plays a large role in the type of financing you will be offered when looking to buy a home. Banks usually decide on the terms of a loan based on the credit score category that you fall in to. It is important to check
Continue readingGreen Upgrades With Fast Pay Offs
Compact fluorescent bulbs: These bulbs are affordable and claim to last as long as 10 incandescent bulbs (10 years with about 3 hours of use a day), and will save the homeowner $60. For a home with 25 light bulbs, you can buy new compact fluorescent bulbs for under $15
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